THE PURCHASE AGREEMENT
There are many important phases to the real estate contract. A poorly written contract could be unenforceable. I will work to protect your interests and advise you regarding all stages, including:

• Price-Including costs, seller credits, etc.

• Deposits-What they are, and how they are handled, etc. Deposit checks must be made out by a principal to the transaction.

• Terms-Financing and time periods, interest rates, etc.

• Loan Contingencies-Many with specific time limits, etc.

• Personal Property Included-(Or excluded)

• Escrow and Title Insurance-and their functions

• Homeowners Association CC& R's (Conditions, Covenants and Restrictions)-Bylaws, budgets, fees, etc.

• Prorations-Taxes, Mello Roos, bonds, insurance, etc.

• Damages-Property, etc.

• Property Inspections-Condition of property, termite, geological, earthquake, etc.

• Home Warranties-What they do cover, deductibles, etc.

• Arbitration and Liquidation Damage Clauses

• Counter Offer(s)

• Disclosures

• Special Requirements

• Home Ownership

• Most Commonly Asked Questions by Buyers

• What Price Home Can You Afford?

• Six Ways to Come Up With Your Down Payment

• Some Buyer's Options When Purchasing a Home

• Escrow Plain and Simple

• The Loan Process

• What is Title Insurance?

• What is Needed When Applying for a Mortgage?

• The Purchase Agreement

• Now that you've signed a purchase agreement, what's next?

• Buyer's List After the Contract is Accepted

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